Changing World: Mom & Pop Online

May 24, 2020 The ongoing pandemic is challenging business owners worldwide, particularly small and medium business owners (so-called Mom & Pop). Large businesses, particularly tech-enabled ones have adjusted well and some have even benefitted from the pandemic. It is tempting to put forward the thesis that the pandemic will lead to the inexorable march towards […]

Macro Recovery? It’s Not That Simple

April 2020 Macro Recovery? It’s Not That Simple We’ve seen two years’ worth of digital transformation in two months. – Satya Nadella, Microsoft CEO For the past five weeks I have not touched a single coin or banknote, instead relying exclusively on electronic payments systems and credit cards that only I touch. – Gary Cohn, […]